How It Works
We've made it simple and fast for you to access the financing you need. Follow our straightforward application process to get the funds you need when you need them most.
Apply
Submit your application online or in-person
Approval
Quick review and decision process
Funding
Receive your funds quickly
Simple 3-Step Process
Our streamlined application process ensures you get the funds you need when you need them most.
Our Loan Application Process
We've made it simple and fast for you to access the financing you need. Here's how it works:
Submit Your Application
Apply online, via WhatsApp, email, or visit our offices. Provide basic information about yourself and the loan you need.
✅ What you'll need:
- National ID or valid identification
- Completed loan application form
- Recent photo (passport size)
Provide Collateral Details
Share documents related to the collateral you're using — either a vehicle logbook or land title.
✅ Required documents:
- Logbook or land title
- Proof of ownership
- Photos of the vehicle or property (where applicable)
Loan Assessment & Approval
Our credit team reviews your application and collateral to determine eligibility and loan terms.
✅ What we check:
- Value of the collateral
- Repayment ability
- Compliance with lending criteria
Sign Agreement
Once approved, you'll sign a loan agreement detailing the terms, repayment plan, and disbursement details.
✅ What's included:
- Loan amount
- Interest rate
- Repayment schedule
Receive Your Funds
After signing, your funds will be disbursed — either via mobile money or bank transfer, depending on your preference.
✅ Fast disbursement — often within 24 hours after approval!
Repayment & Support
Make repayments according to your schedule. Our team is available to support you throughout the loan term.
✅ Channels:
- Mobile money
- Bank deposits
- Walk-in payments at our offices